Medicare Plans From Top Carriers

Guide to Understanding Medicare

Medicare Part A

It helps cover your inpatient care in hospitals, critical access hospitals, and skilled nursing facilities . It also helps cover hospice care and some home health care.

Medicare Part B

It helps cover the cost of medical services like doctors' services, outpatient care, and other medically necessary services that Part A doesn't cover. Part B is optional.

Medicare Part C

It also known as a “Medicare Advantage” Plan, provides all of your Part A and Part B coverage and may offer extra coverage such as vision, hearing, dental, and/or health and wellness programs.

Medicare Part D

It is Prescription Drug Coverage. Everyone with Medicare, regardless of income, health status, or prescription drug usage has access to prescription drug coverage.

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Am I Eligible

Generally, you are eligible to sign up for Medicare Part A and Part B starting 3 months before you turn 65 and up to 3 months after you turn 65. This is called your Initial Enrollment Period.

There are 3 separate periods within the year to enroll in Medicare plans. Annual Enrollment Period (AEP) is from October 15-December 7 and allows you to change plans for the following year, if you choose to. General Enrollment Period lasts from January 1-March 31. Special Enrollment Period is the remainder of the year, but there are specific requirements in order to enroll during this period.

You may be able to get Medicare earlier than 65 If you have a disability, or certain medical conditions. We can easily check what you’re eligible for by clicking below!

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I was very confused trying to understand what my Medicare plan covered. Align Medicare helped explain the differences in Medicare coverage and allowed me to make my own decision. I am so thankful for their assistance.

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